Banking software
development.

Core banking integration, internet and mobile banking, branch operations, and digital channel platforms for licensed banks.

Brief us See work
What we build

We build banking software for licensed institutions — core banking integration (Finacle, Flexcube, Temenos, Mambu, Thought Machine), digital channels, branch operations, and the surrounding compliance and operations toolkit.

Problem · approach · outcome.

How we run this kind of work
01 · Problem

Banks run on systems built decades ago.

Most banks operate on cores that predate the smartphone — and the digital experience has been bolted on top. The choice between replatform, abstract, and incrementally modernise determines the trajectory of the next decade.

02 · Approach

Digital layer on top of the core, eventually replace.

Build the customer-facing digital layer against well-defined APIs that the core exposes (or that we expose on its behalf). Modernise the core in phases. Keep operations running through the whole transition.

03 · Outcome

A bank you can run modern products on.

Modern digital channels live. Core-aware APIs that downstream products can build on. Regulatory posture maintained throughout.

What we ship.

6 modules · extensible
F-01

Core banking integration

Finacle, Flexcube, Temenos, Mambu, Thought Machine — and proprietary cores. Bi-directional with transaction integrity.

F-02

Internet & mobile banking

Customer-facing banking on web, iOS, Android — multi-factor auth, biometric, transaction flows.

F-03

Branch operations

Teller workstations, branch operations dashboards, and back-office tools for branch staff.

F-04

Open banking APIs

PSD2 / Open Banking API implementations for third-party access — consent, authorisation, payment initiation.

F-05

Card management

Card issuance, transaction authorisation, dispute management, and PCI-DSS-aligned operations.

F-06

Regulatory reporting

Regulatory reporting, AML, KYC integration, and audit trails defensible under inspection.

Tech stack.

Production-tested
Cores
FinacleFlexcubeTemenosMambuThought Machine
Stack
Java.NETNode.jsReactiOS / Android
Integration
ISO 20022SWIFTNACHASEPARTGS
Security
HSMPCI-DSSMFAbiometric

Modernise the
core?

Banking practice · 12 banks
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Banking software development FAQs.

Q-01Which core banking systems?
Finacle, Flexcube, Temenos, Mambu, Thought Machine — and proprietary / homegrown cores. We have integrated with all of them.
Q-02Open banking APIs?
Yes — PSD2 in Europe, Open Banking in UK/AU, and US Open Banking (FDX) implementations.
Q-03PCI-DSS?
Yes — PCI-DSS-aligned architecture, tokenisation, HSM integration, and operations.
Q-04Do you build mobile banking apps?
Yes — see mobile app development. Native and cross-platform options.
Q-05Time to first production release?
A digital channel layer on top of an existing core: 16–28 weeks. Core replacement / new core: multi-year program.

Related across the cluster.